Umbrella Insurance

Complete Your Coverage with Umbrella Insurance

✔Free Quote          ✔Since 1987       âœ”Competitive Rates

At XL Brokerage Inc., we provide affordable umbrella insurance that is specifically designed to offer additional protection in the event of an emergency. We are experts in customizing coverage to suit your lifestyle and requirements, having amassed more than three decades of experience.


Our umbrella policies safeguard you from unforeseen risks that could financially derail you, extending the protection from your existing home and auto insurance. We guarantee your tranquility by providing coverage that surpasses the norm, whether it pertains to an accident on your premises or an expensive lawsuit.


Count on our expertise to safeguard the hard work you have put into establishing your success. Get the best umbrella insurance coverage today. Call us for more information!

Contact Us

Umbrella Insurance

When it rains, it pours, especially when it comes to unexpected accidents or claims. Contact XL Brokerage Inc.

What Is Umbrella Insurance?

Consider umbrella insurance as additional defense against an unforeseen storm life presents. It protects you from a variety of possible financial problems and mishaps that may otherwise leave you vulnerable, much as a genuine umbrella does.


What Does Umbrella Insurance Not Cover?

Although it provides generally extensive coverage, umbrella insurance does not cover:

• Your own medical bills

• Damage or losses to your property


What Does Umbrella Insurance Cover?

This policy fills in for your regular insurance when it stops and covers items like:

• Injuries you cause in a car accident

• Injuries someone suffers on your property

• Property damage caused by you, your pet, or your children

• Attorney fees and other legal costs

Let Us Help You!

Since everyone has different demands, umbrella insurance plans differ. Our knowledgeable XL Brokerage Inc. Our agents will walk you through your selections, including the advantages, limitations, and policy specifics to guarantee you have the correct protection for the uncertainty of life.

The Benefits of Our Umbrella Insurance


Extra Liability Protection

While your house and car insurance could have restrictions, umbrella liability insurance covers you from big claims.


This additional layer protects your valuables whether the damage is from your car or an accident at home, beyond your current coverage.

Legal Fee Coverage

Should you be sued, umbrella insurance pays attorney fees and legal expenses in addition to damages.


This coverage guarantees you won't be financially strapped in trying circumstances and helps you avoid paying for legal defense out of pocket.

Broad Coverage for Accidents

Though umbrella insurance covers a broad range of events, from vehicle accidents to injuries on your property, mistakes happen.


Our thorough coverage protects you from unanticipated financial obligations stemming from either property damage or personal harm.

Protection for Family and Pets

Covering claims involving your family and pets, our personal umbrella insurance provides protection should a child or pet injure someone else.


You are covered whether your youngster causes an injury or if your pet damages property.

Peace of Mind for Travelers

Whether on a business trip or a holiday, your umbrella policy tracks you everywhere.


It provides protection beyond national boundaries, ensuring that you are safe from unanticipated events anywhere you are.

Affordable Extra Coverage

Umbrella insurance is shockingly reasonably priced even though it provides great protection.


Bundling it with your current car or house insurance will provide a great peace of mind without appreciably raising your insurance rates.

Easy Umbrella Insurance Claim Process

Umbrella Insurance Near Me

1. Contact Your Insurance Agent

First, as soon as an event happens, get in touch with us.


We will walk you through the process so you may better know what is covered and what is needed. Our experience will fully support you, making the entire process simple and hassle-free.

Umbrella Insurance Selden

2. Submit Required Documents

We will request paperwork such as police reports, medical records, or witness statements to start a claim.


These records assist us to evaluate the matter and guarantee that you get the required coverage. We will help you to compile whatever you require.

Umbrella Insurance Selden NY

3. Review and Evaluation

As soon as we have your claim, we will review the specifics with the insurance company. 


This could entail looking over any claims for property damage or legal actions. Our staff will make sure every element is closely examined for correct pay.

Umbrella Insurance Suffolk County

4. Claim Resolution

Following the examination of your claim, our insurance company will quickly resolve it.


The settlement will be known to you; we will ensure that the money is handled quickly to enable you to proceed immediately.

Affordable Umbrella Insurance

About Us

At XL Brokerage Inc., we have more than thirty years of expertise guiding people toward the necessary protection. Our staff is dedicated to provide individualized umbrella insurance plans fit for your particular situation.


We have a demonstrated history of providing reasonably priced coverage that transcends conventional house and vehicle policies, therefore safeguarding your valuables. Our knowledge has helped us to establish trusting bonds with clients so that every one of them gets first-rate assistance catered to their situation.


Our first concern is your peace of mind; we will walk you through the whole process—from comprehension to claims. The community trusts us since we are committed to protect your future.

Affordable Umbrella Insurance Selden

Why Choose Our Umbrella Insurance Services


Expertise You Can Trust

Having more than thirty years of expertise, we are aware of the need of safeguarding your valuables.


Our experienced representatives put great effort to personalize your umbrella policy so that you may count on complete coverage.


Affordable Protection

We believe that it's important to offer premium, affordable umbrella insurance.


Bundling your umbrella insurance with your house and car policies will save money and provide the best possible protection for your peace of mind.


Tailored to Your Needs

No two clients are the same, hence we customize your umbrella insurance to match your particular circumstances.


Whether your concerns are legal fees or personal liability, we create a policy fit for your goals and way of life.


Comprehensive Coverage

From property damage to automobile accidents, our umbrella insurance addresses a wide spectrum of possible hazards.


In any case, we make sure you are shielded from financial struggles resulting from unanticipated circumstances.


A Personal Touch

Every client of XL Brokerage Inc. is treated as family.


You are not only another policyholder; we take the time to learn your needs and make sure you are completely aware of your coverage.


Proven Customer Satisfaction

Our clients know us well because we regularly provide dependable, reasonably priced insurance.


Having decades of expertise, we have built a name for offering first-rate service and are dedicated to keeping that trust.

Get in touch with our team

Contact Us Today!

Protect yourself immediately with XL Brokerage Inc.'s affordable umbrella insurance—don't wait for the unexpected to derail your financial security. We are dedicated to offering the supplementary coverage necessary to protect your residence, auto, and assets, backed by our extensive 30-year experience.


Our knowledgeable agents are available to assist you in navigating the process and identifying the optimal solution for your requirements. Please allow us to assist you in maintaining your protection with the most effective umbrella insurance offered.


Contact us today to receive complimentary umbrella insurance quotes and witness the impact we have on safeguarding your future.

Call Us

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.


After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.


Contact us today, and we'll help you protect what matters most.

Share by: