Auto Insurance

Top-Quality Auto Insurance Near You

✔Free Quote          ✔Since 1987       âœ”Competitive Rates

Auto insurance is indispensable for safeguarding the most important things in life: your family, your vehicle, and your tranquility. At XL Brokerage Inc., we have over 35 years of experience in the creation of personalized policies that are tailored to meet the specific requirements of our clients.


From liability coverage to specialized options for classic vehicles, we guarantee that you are never left unprotected. We comprehend the regulations of New York State and provide comprehensive coverage that protects your future.


You can rely on us to provide policies that are meticulously designed and reliable, specifically for your needs. Get the best auto insurance for you today, call us for more details!

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Car Insurance is Required

In New York, car insurance is not only a legal requirement, but also your initial line of defense against unforeseen catastrophes and expenses.


At XL Brokerage, we assist you in evaluating the available options to guarantee that you are adequately protected by a policy that is affordable and meets your requirements. Experience our expert guidance and protection by reaching out today.

The Benefits of Our Auto Insurance


Comprehensive

Coverage Options

Our full coverage car insurance covers liability, collision, uninsured drivers, and beyond—providing more than just basic security.


It's meant to protect you from unanticipated events, big or little fender bender included or from a large incident. XL Brokerage provides always covered practical solutions catered to your daily needs.

Tailored Policies

We think your insurance should be as distinctive as your driving style. Knowing your particular situation and vehicle helps us to develop a policy appropriate for your way of life. 


With us, you can always drive with confidence because your coverage is tailored to your needs.

Classic and Collector

Car Protection

Your collectible car needs specific treatment, and our comprehensive car insurance guarantees it gets just that.


We build a policy that reflects the special value of your car from factoring in exact market values to insuring limited-use vehicles. Protect your passion project free from needless expenses or concessions.

Reliable Customer Support

We are just a call away when you need help. Whether you are seeking help or submitting a claim, our staff offers timely, customized direction.


Count on us to streamline the procedure and provide you peace of mind during trying circumstances.

Affordable Options

We believe that quality insurance should not be accessible. Our affordable auto insurance ensures outstanding value by combining careful pricing with complete protection.


Investing with XL Brokerage means you are purchasing coverage that fits your wallet and peace of mind.

Easy Add-Ons

Using choices like roadside assistance and rental car reimbursement will help your coverage to be more convenient.


These supplements save you time and effort by helping you negotiate the shocks of life. These considerate extras help you to be always ready for the unanticipated.

What’s insurance for, anyway?


Your safety net is insurance, which shields you against unanticipated events, damage, or financial load of accidents. It guarantees that, should the unanticipated occur, you won't be left with liabilities alone or with expensive repairs.


Our first concern at XL Brokerage is your safety, hence we design insurance offering optimum protection catered to your requirements. Get in touch with us today for professional advice and consistent coverage that will provide you peace of mind on every trip.

Classic Car Insurance and You


Classic and collectible cars need coverage that matches their special worth and use, not just any kind of auto insurance. Unlike standard cars, these ones are not evaluated at actual market value under normal insurance plans, hence, should an accident happen, you are financially vulnerable.


XL Brokerage protects your investment and your peace of mind by offering specific plans meant to cover the whole value of your vintage, modified, or restored car.



One Size Does Not Fit All

Every classic car has a history, and every owner has certain desires. Our tailored plans include the collectible value of your car, driving frequency, and even storage circumstances.


Customized changes allow you to receive just the correct coverage without paying extra for pointless protection. Our personalized choices also cost less, allowing you to confidently enjoy your valuable car.

How to Qualify for Classic and Collectible Car Insurance?


XL Brokerage makes getting the proper coverage easy. We manage these specifics for you with XL Brokerage so that your classic automobile insurance exactly meets your requirements and the process remains stress-free.
Auto insurance companies usually take these factors into account when creating your policy:

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Usage

We tailor your coverage depending on the particular use and mileage of your car.

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Storage

Usually, protecting your investment calls for a lockable garage or storage space.

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Regular-Use Vehicles

Often, classic car insurance requires you to keep a regular insurance coverage for your daily use vehicles.

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Driver Eligibility

Your driving record helps to define the best coverage choices available to you.

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About Us

Our goal at XL Brokerage Inc. is providing excellent auto insurance that actually safeguards our clients. Having more than thirty years of experience, we have guided many drivers across the complexity of insurance using customized solutions fit for their needs. 


The commitment of our staff transcends policies; we are here for your security and safety. Our area of expertise is creating customized coverage such that no detail is missed. We are present at every stage of the process, helping you locate the appropriate add-ons or making sure you follow New York State guidelines.


You know you can rely on us for first-rate service grounded in experience, faith, and compassion.

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Why Choose Our Auto Insurance Services


Decades of Expertise

Having worked in the insurance business for more than 35 years, our experience says volumes.


Our skills have developed to produce dependable and all-encompassing policies. Count on us to negotiate the complexity of insurance and provide answers grounded on tested knowledge.


Customized Coverage

XL Brokerage is aware that no two drivers are exactly like each other. Therefore, we carefully evaluate your particular requirements and way of life to create customized insurance plans.


Whether it's daily defense or specific coverage, we guarantee that every element is catered to you.


Unparalleled Customer Service

Our first concern in all we do is outstanding service. Our staff is dedicated to providing practical help so that every need is satisfied and every query is addressed.


We are your friend in protection, not just a service provider.


Local Focus, Personal Care

Being a proud Riverhead, NY-based business, we understand our community as seen from the rear of our hand.


This thorough local knowledge enables us to provide insurance solutions to fit the particular demands of the area. You are selecting professionals that really know your world when you work with us.


Competitive Pricing

Quality protection shouldn't cost outrageous amounts. We provide you assurance that your insurance provides great value by balancing cost with great coverage.


Securing what counts most fits easily within your budget with XL Brokerage.


Specialized Options

We provide customized choices for classic automobiles, add-ons, and more since your insurance needs are as different as you are.


These tailored insurance ensures that you are insured in ways that really count, surpassing the required level. You are choosing an unmatched focus on detail with us.

Get in touch with our team

Contact Us Today!

The best auto insurance can bring the peace of mind you deserve; XL Brokerage Inc. is here to offer exactly that. Having more than 35 years of expertise, we provide tailored insurance to keep you covered when most important. Don't settle for generic coverage; work with professionals that know your needs.


Get a free estimate from us right now to learn why Suffolk County drivers choose us for their insurance. For car insurance quotes and more information, call us today!

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